Highmark Blue Shield

Children's Health Insurance Program (CHIP)

Frequently asked questions (FAQs)

Q. Is there a maximum income we can earn and still qualify?
A. No. CHIP covers every unisured child as long as the child doesn't qualify for Medical Assistance. There is no limit on income.

Q. What income documentation do I need to send with the application?
A. You will need to provide copies of the following, if applicable:

  • Paycheck stubs—one month's worth for all wage earners in the family—if you get paid every week, send four; if you get paid every other week, send us two; and if you get paid monthly, send one stub. Please note: if your wages are the same every pay period, you may send in one stub and indicate that this is the regular wages you receive every time you are paid. These paycheck stubs should reflect your average pay, and should have been received within the last 60 days.
  • Alimony
  • Child support (only if received in the last 60 days)—send award letter
  • Pension (check stubs)
  • Social Security or survivor benefits (award letter or check stubs)
  • Unemployment compensation (notice of compensation payable or check stubs)
  • The most recent federal income tax form with all schedules for all filers in the household.
  • If you have recently changed jobs, you can have your employer write a letter stating your gross earnings and average hours you work each month. This must be on company letterhead and be signed by your employer.
  • Document any special circumstances that cause your annual income to fluctuate (for example, if you're a seasonal worker, or you rarely work overtime hours).

Q. Does CHIP pay any medical bills for care received before my child’s effective date?
A. No, CHIP does not cover any medical bills or charges incurred prior to the effective date. You may want to inquire at your local Medical Assistance office for information about Medical Assistance Spend Down.

Q. Is there a waiting list for the Children's Health Insurance Program (CHIP)?
A. No! Applications and benefits for CHIP are not affected in any way by the waiting list for adultBasic.